When you own a car or truck in Nebraska, it must be insured to the state's legal standard. There are many fines and penalties that you could owe if you don't have your auto insurance in place. If you need auto insurance or want to change insurance providers, call us at Ally Insurance Brokers of Omaha to talk about your auto insurance needs.
Nebraska Liability Insurance Coverage
Nebraska law requires that all drivers have at least the mandated minimum of several liability coverage kinds. This includes a set minimum for bodily injury for one person injured in an accident and another amount for all injured people during the accident. It generally covers the cost of medical bills plus lost wages for the person or people injured in the accident. It also includes a set minimum amount of coverage for property damage that is caused by accident. This generally means damage caused to the other vehicles.
Uninsured Motorist Coverage
In addition to being insured for liability, there is also required coverage for either underinsured or uninsured motorists. This allows you to pay for injuries if the other party does not have the minimum legal insurance coverage. This coverage includes a set minimum amount for bodily injury for one person injured in an accident and another amount required for everyone injured in the accident. This insurance is precious when you are in an accident without someone who has not complied with auto insurance laws.
Get Your Auto Insurance in Nebraska
If you have a Nebraska vehicle, it must have the mandatory minimums of coverage to stay legal in the state. If you don't yet have auto insurance, call us at Ally Insurance Brokers of Omaha to talk to an agent about the coverage you need.